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Investment accounts

Posted: Sat Jan 29, 2005 10:15 am
by Bsktkraze
I am setting up the accounting system now, I have set up the investment accounts and their balances as of 12-31-05, but, I now come to the unrestricted and restricted accounts to set up, these unrestricted and restricted accounts are the investment accounts, can I set these up in two different places.

Posted: Tue Feb 01, 2005 10:32 am
by Jeff
The investment accounts hold the balances of each investment. One investment could have multiple donor restricted amounts in it. We don't need to know here what donor restictions are 'inside" each investment, just the total of each investment. When setting up the donor restrictions, we need to know what the current balance for each donor restriction is. Again we don't need to know exactly where that money is located just the total for each donor restriction.

For example say you 10,000 in donor restricted money. It is physically in the following accounts:

Investment 1 has 5,000
Investment 2 has 3,000
Checking account has 2,000

In addition we have another 5,000 in our checking account for general expenses.

The 10,000 of restricted money is made up of the following donor retrictions:

New Education Building 7,000
Benevolance fund 2,000
New Choir Robes 1,000

Our balance sheet would look like the following:

Code: Select all

Assets
   Checking       $7,000
   Investment 1    5,000
   Investment 2    3,000
Total Assets     $15,000
                  ======

Liabilities 

Equity
   Unrestricted 
      Unrestricted                        $5,000
   Restricted
      Temporarily Restricted
         New Education Building            7,000
         Benevolance fund                  2,000
         New Choir Robes                   1,000
         Subtotal Temporily Restricted    10,000

Total Equity                              15,000

Total Equity + Liabilities               $15,000
                                         =======
To find the "balance" for each donor restriction, we look at its corresponding equity account. So what you are setting up in that stage of the assistant is not the balance of the investment accounts but what is going to be shown as the balance for that donor restriction in the equity section.