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We will be receiving a large bequest soon and opening our first investment account. how do we account for the unrealized gains and losses reflected on the monthly statement? This is a new restricted fund (building fund) and we intend to use the unrestricted income for operating expenses.

SunsetTreas wrote: ↑

Mon Sep 15, 2025 9:51 pm

We will be receiving a large bequest soon and opening our first investment account. how do we account for the unrealized gains and losses reflected on the monthly statement? This is a new restricted fund (building fund) and we intend to use the unrestricted income for operating expenses.

Do a search on the Accounting category for 'gains & losses' ... there are a few threads that list various ways of tracking them. However, in this case it sounds like you're going to use it as income, and not reinvest, so any gains will not be unrealized.

You talk about a 'fund' do you mean a separate accounting fund outside of the normal operating fund, in which case you'll need to be able to transfer that income to the operations accounting fund.

My suggestion is that you talk to your investment account advisor first, then decide what to do. They'll explain on what you're most likely to see as far as any income from the account, then you can setup the proper accounts in the system.